Stripe Split Payments: Simplify Revenue Sharing in 2026

ByMr. HR

Stripe split payments divide a single transaction among multiple parties. This feature allows each participant to receive their specific share of the total amount automatically. Marketplace platforms frequently use this functionality to compensate both the seller and the platform owner.

How Revenue Sharing Works

In a typical marketplace, the platform takes a small percentage fee. Meanwhile, the seller receives the remaining balance. Stripe automates this distribution through a tool called Stripe Connect. This system manages the flow of funds between your platform, your sellers, and other partners.

Key Benefits of Using Stripe

  • Flexible Distribution: You can set any proportion for the split, such as a 5/95 ratio.
  • Industry Versatility: This solution works perfectly for e-commerce, freelancing, and on-demand services.
  • Global Payouts: Stripe handles payouts to international bank accounts with ease.
  • Automatic Fees: The system can cover transaction fees automatically from the split amount.

For example, a marketplace may take a percentage of each transaction (platform fee), while the rest of the amount goes to the seller. Stripe facilitates this by using features like Stripe Connect, which allows businesses to automate the distribution of payments between the platform, the seller, and other involved parties.

To achieve split payments, Stripe provides a highly flexible API that enables businesses to manage the flow of funds in a secure and transparent way. When a customer makes a payment, Stripe collects the total amount and then distributes it based on pre-defined rules set by the platform.

This means that you can split the payment in any proportion you want, like sending 5% to the platform’s account and 95% to the seller. It’s an efficient solution for companies operating in industries like e-commerce, freelancing, or on-demand services, where multiple stakeholders are involved in a single transaction.

In addition to splitting payments, Stripe offers customizable options such as handling payouts to international bank accounts, scheduling recurring payments, and even covering transaction fees automatically from the split amount.

This allows businesses to manage their finances seamlessly while offering flexibility to their users.

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